MY GRAMMA CAME DOWN ON FRIDAY TO SPEND THE NIGHT. WE WENT SHOPPING RANDOMLY, AND IT WAS PRETTY FUN. I DON'T THINK SHE'LL START THE BULLSHIT WHILE WE'RE OUT IN PUBLIC LIKE SHE DID WHEN I WAS UP IN SPOKANE VISITING HER TAKING HER SHOPPING AT THE MALL. SHE KNOWS I'LL DITCH HER CRIPPLED BEHIND TO GET ON HER OWN WAY. I'M NOT DOING IT TO BE MEAN, I JUST HAVE A SMALL TOLERANCE LEVEL TO SOMEONE ELSE'S ATTITUDE.

LATELY I HAVE BEEN REALLY STRESSED OUT WITH MY HUBBY. HE IS HONESTLY THE "SMARTEST DUMB PERSON" I'VE EVER KNOWN! SOOOO FRUSTRATING. SO, WE ALL KNOW THE STORY OF HIS DRAMA BEING RUSHED TO THE HOSPITAL A MONTH AFTER OUR MARRIAGE, AND 2WKS AFTER WE BOUGHT OUR HOME. SO WE'VE HAD SOME MEDICAL BILLS TO COVER OUT OF OUR POCKET. NO BIG DEAL RIGHT? HAHA. WRONG!WHILE ON MY VACATION, I GOT DOWN TO THE NITTY GRITTY AND STARTED FILING PAPERS FROM OUR INBOX THAT HAD PILED UP. I CAME ACROSS A STAPLED PACK OF PAPERS FROM A COLLECTION AGENCY FROM ONE ONE OF THE MEDICAL BILLS. WELL, IT STARTED OUT THE FIRST FEW PAGES OF LIKE $18, $29, $57, AND SO ON. THEN IT GOT TO BE $1300 AND $1200 AND I ABOUT FUCKING FAINTED. HOLY SHIT. MY HUBBY IS A MATH WHIZ AND ACCOUNTANT/AUDITOR. SO I'M THINKING TO MYSELF HOW THE HELL DID IT GET TO A POINT OF GOING TO A COLLECTION OFFICE?!

THEN I GOT A PHONE CALL EARLIER THE NEXT MORNING FROM ANOTHER COLLECTOR FOR THE MEDICAL SUPPLIES PORTION OF THE HOSPITAL BILL. THEY WERE SO RUDE. THEY WOULDN'T LET ME EVEN TALK WHILE I WAS TRYING TO WRITE DOWN WHO WAS CALLING, AND A RETURN PHONE # FOR MY HUBBY TO CALL BACK TO THEM. SO I LOOKED ON THE CALLER ID, AND DIALED THE # BACK. I ASKED TO SPEAK TO A SUPERVISOR. STILL RUDE. THE MORE QUESTIONS I ASKED THE MORE DIFFICULT SHE WAS BECOMING. THEN SHE CUT ME OFF IN MID SENTENCE TELLING ME THAT SHE WILL PERSONALLY WRITE UP A LETTER DEMANDING THAT THIS BILL OF OVER $3000 IS TO BE PAID IN FULL, OR LEGAL ACTION WOULD BE TAKEN. I ASKED ABOUT PARTIAL PAYMENT AND BASICALLY SHE BLEW ME OFF. SO NOW AT THE END OF THE PHONE CALL, I HUNG UP AND CRIED. WHAT THE FUCK ARE WE GONNA DO! WELL, SO FAR, I HAVE NOT SEEN THIS SUPPOSED LETTER FROM THIS BITCH. I CALLED HUBBY AND BITCHED HIM OUT. I ASKED HIM MONTHS AGO, TO STOP TAKING ANY OF OUR PERSONAL MAIL TO HIS OFFICE. HIS COMPLAINT IS THAT HOW IS HE SUPPOSED TO TAKE CARE OF BUSINESS DURING THE DAY IF HE DOESN'T CALL FROM WORK. MY POINT TO HIM IS, HE WORKS IN AN OPEN OFFICE, AND OTHER PEOPLE IN THE AREA DO NOT NEED TO OVERHEAR HIS CONVERSATIONS ABOUT ANY OF OUR PERSONAL BUSINESS EVEN IF IT IS GOOD OR BAD.

I ASKED HIM WHERE THE LETTERS ARE TO THE AGENCIES THAT ARE CALLING. HE SAID HE HAD IT IN THE FILE IN THE BACK OF HIS CAR. FUCKING GREAT. SO I REALLY STARTED REAMING HIM A NEW ONE. I WAS REALLY PISSED. WE DON'T HARDLY FIGHT. WE'VE HAD LESS THAN 6 FIGHTS EVER IN OUR RELATIONSHIP THE PAST 6 YRS. I WAS SHAKING I WAS SO ANGRY. I DON'T LIKE TO FEEL IRRESPONSIBLE, OR ANYTHING LIKE THAT. I ALWAYS ASK IF HE'S PAID THE BILLS, HIS RESPONSE IS YES, OR NOT YET. BUT FOR THE MOST PART THEY ALWAYS GET PAID. WELL I ASKED HIM RIGHT THERE ON THE PHONE WHEN THE LAST TIME HE PAID THE MEDICAL SUPPLY BILL, AND THE HOSPITAL BILL. HE TOLD ME JUST RECENTLY. SO THEN I HANG UP ON HIM AND I WENT INTO OUR OFFICE AND LOOKED ON OUR ONLINE BANKING RECORDS, AND THROUGH ANY OF OUR CHECKING ACCOUNTS, NOT A PAYMENT WAS MADE TO THEM. SO NOW I'M THOROUGHLY PISSED.

THEN HE CALLS ME BACK AN HOUR LATER TELLING ME HE HAS TALKED TO OUR ATTORNEY. HE CLAIMS THE ATTORNEY IS ENCOURAGING THEM TO BRING ACTION UPON US, FOR THE FACT OF THE AGENCY THAT IS ATTEMPTING TO COLLECT THE DEBT HAS ONLY HAD THE ACCOUNT SINCE AUGUST, AND IS LESS THAN 90 DAYS. THE ATTORNEY ALSO MENTIONED THAT WHEN THE HOSPITAL DIRECTED FOR HUBBY TO GO TO WOUND MANAGEMENT AFTER HIS SURGERY, THEY TOLD US HIS INSURANCE WOULD COVER THE NECESSARY SUPPLIES AND SUCH. WELL, APPARENTLY NOT SINCE ON THE INVOICE SAID THAT HIS INSURANCE WILL NOT PAY FOR SUPPLIES, AND THE WOUND MANAGEMENT OFFICE IS THE ONE WHO WAS PLACING THE ORDERS TO THE COMPANY SHIPPING THE SUPLLIES. ATTORNEY ASKED US IF WE EVER HAD TO SIGN FOR A DELIVERY, WHICH IS NO, AND ASKED IF WE HAD CALLED THE COMPANY TO MAKE A REQUEST FOR ANOTHER SUPPLY DELIVERY. NO. ANOTHER FACT THE ATTORNEY MADE WAS THEY LEFT THE SHIPMENT IN AN UNSECURED OUTDOOR ENVIRONMENT WITHOUT PROOF OF SIGNATURE DELIVERY. WE ARE NOT COMPLAINING THAT WE DIDN'T GET ANY SUPPLIES, BUT WE DIDN'T RECEIVE AS MANY AS THEY CLAIMED TO HAVE SHIPPED. WE WILL PAY FOR THE ONES WE ACTUALLY RECEIVED. SO WITH THAT BEING SAID, WHO KNOWS HOW THAT WILL GO. THE ATTORNEY SAYS THEY HAVE TO PROVE WE RECEIVED THEM ALL, AND W/O SIGNATURE DELIVERY THE CHANCES OF THEIR FAVOR IS NULL.LACK OF EVIDENCE.

THE ACTUAL HOSPITAL BILL THAT WENT TO COLLECTION, IS HERE IN TOWN. I DO REMEMBER HUBBY A FEW MONTHS BACK FILLING OUT THE CLAIM FOR HARDSHIP TO HAVE THE BILL REDUCED. THEY DENIED IT, CLAIMING WE MADE TOO MUCH MONEY. WELL WHEN THEY ASK FOR EVERY SINGLE BILL THAT WE PAY MONTHLY, MORTGAGE, ELECTRIC, WATER, CREDIT CARDS, INSURANCE, ENTERTAINMENT, GAS, MAINTENANCE, ETC. HOW THE HELL DO THEY THINK WE CAN AFFORD TO PAY THEM MONTHLY INSTALLMENTS OF $500!!!! WHATEVER. WE'RE NOT ASKING FOR A HANDOUT, BUT DAMN. THAT WAS TOTALLY A WASTE OF TIME TO PREPARE THAT CLAIM WITH ALL THE ACCOUNT #'S, LISTING ALL OF OUR BILLS WITH PAYMENTS AND BALANCES ETC.

I DON'T KNOW WHAT WE SHOULD DO. OH, AND TO MAKE THIS TOP THE CAKE, THIS IS THE DAY AFTER I BOUGHT THE $185 DISPLAY CASE FROM HALLMARK, AND THE $200 PURCHASE ONLINE FOR COLLECTIBLE POCKET DRAGONS! HAHAHA. I'M GOING CRAZY! HUBBY HAD GOTTEN A BONUS, AND TOLD ME I COULD SPEND SOME, SO I DID. I WAS UNDER THE IMPRESSION AT THAT TIME THAT WE WERE IN NO FINANCIAL DANGER! HAHA. I WENT TO WORK THAT SAME DAY, MY BOSS TOLD ME I LOOKED LIKE I HADN'T SLEPT IN DAYS. I DIDN'T TELL HER I HAD A BAD DAY CRYING. I AM NERVOUS FOR A FUCKING REASON! ONE IS MY JOB SECURITY CLEARANCE. I WORK EVERYDAY WITH MILLIONS OF DOLLARS OF INVENTORY. IN OUR NEW HIRE PAPERWORK AND SECURITY CLEARANCE PACKET, THEY CAN DO CREDIT CHECKS TO MAKE SURE THE COMPANY IS NOT AT RISK OF LOSS. OF COURSE THERE WERE CROOKED PEOPLE WHO WERE IN THEIR OWN MONEY MESS AND STOLE JEWELRY. MY OTHER WORRY IS RIGHT AFTER I MOVED TO CALIFORNIA TO BE WITH HUBBY, HE WAS NEARLY FORCED TO RESIGN OR BE TERMINATED FROM HIS GOVERNMENT POSITION BECAUSE HIS PREVIOUS MARRIAGE HAD FINANCIAL PROBLEMS THAT HAD GONE TO COLLECTIONS, AND JUDGEMENTS. THEY TOLD HIM TO PAY IT ALL WITHIN 2 WEEKS. SO WE HAD TO TAKE A LOAN FROM MY GRAMMA. THAT WAS VERY NICE OF HER. OF COURSE IT IS STRICTLY BUSINESS, WE WILL PAY IT BACK WITH INTEREST. THE GOVERNMENT CONCERN THEN WAS A TAXPAYER COULD LOOK INTO HIS FINANCIAL BACKGROUND AND SEE WHAT TROUBLE HE IS IN. THEY COULD CONTEST LEGITIMATELY THAT WHY SHOULD THEY PAY THEIR BACK TAXES TO AN AGENT FOR THE GOV'T IF HIS AFFAIRS ARE NOT IN ORDER. ALSO THE RISK OF TAKING A BRIBE.

THEN JUST RIGHT AFTER MY GRAMMA LEFT TO GO HOME, I WAS GETTING READY FOR WORK AND I FOUND A BANK OF AMERICA DEPOSIT SLIP ON MY DRESSER FOR $800. I ASKED HUBBY WHAT THE HELL! HE SAID THAT GRAMMA AND HIM WERE TALKING A COUPLE DAYS AGO WHILE HE WAS IN SEATTLE A COUPLE DAYS ON BUSINESS, AND SHE ASKED HOW EXPENSIVE HIS HOTEL WAS, SINCE HE HAD TO PAY OUT OF POCKET (THIS WAS A DIFFERENT BUSINESS, NOT HIS REGULAR JOB) AND HE TOLD HER IT WOULD MEAN HIS EXPENSES WOULD HAVE TO COVER WHAT WOULD BE GOING TOWARD OUR ESCROW ACCOUNT. SO SHE CHIMED IN AND INSISTED THAT SHE GO TO OUR BANK AND MAKE A DEPOSIT, AND PAY HER BACK AS SOON AS HE GETS THE REIMBURSEMENT. WHY AM I ALWAYS THE LAST TO KNOW ABOUT WHAT'S GOING ON?! I ASKED HIM WHEN HE WAS PLANNING TO TELL ME. HIS COMPLAINT THAT HE HADN'T HAD TIME ALONE WITH ME TO DISCUSS IT. HAHA. HE HAD TIME TO TALK TO MY GRAMMA ABOUT IT, OR MENTION IT WHILE WE WERE AT THE DINNER TABLE, OR ON HIS LUNCH BREAK, ETC. GRRRRR. BOTH OF THEM ARE ON MY SHIT LIST. I DON'T LIKE LACK OF COMMUNICATION. I TOLD HIM I WILL NOT BE IN A RELATIONSHIP WHERE I AM LEFT ON THE OUTSIDE OF OUR RESPONSIBILITIES. I'VE BEEN THERE DONE THAT IN MY 1ST MARRIAGE AND DON'T WANT TO HAVE THE TROUBLE AGAIN.

I TOLD HIM WE SHOULD GIVE UP THE HOUSE AND SELL IT AND MOVE INTO AN APARTMENT OR A SMALLER HOUSE SINCE OUR FINANCIAL SITUATION IS OBVIOUSLY NOT UNDER CONTROL. HE DOESN'T WANT TO, HE WANTS TO KEEP FIGHTING TO KEEP THE HOUSE. HE TOOK OUT A $2000 LOAN AGAINST HIS RETIREMENT ACCOUNT TO CATCH BILLS UP. I KEEP THINKING WHAT IF SOMETHING ELSE POPS UP, THEN WHAT WILL WE DO?! THAT'S HOW MY BRAIN WORKS. I ALSO THINK THAT SINCE WE HAVE OTHER FINANCIAL OBLIGATIONS, THAT WE SHOULD SACRIFICE THE HOUSE AS A CONSEQUENCE. I DON'T KNOW IF THAT IS THE RIGHT THING TO DO, OR THE WRONG THING TO DO. I DON'T KNOW. I'M A FAIRLY RESPONSIBLE PERSON, AND I DON'T LIKE TO HAVE BAD DEBT, OR COLLECTIONS. IF WE CREATE THE BILL, WE SHOULD PAY IT.

OH LET ME NOT FORGET THE WHOLE ORDEAL WITH MY DOCTOR OFFICE. I WENT TO THE GIRLY DOCTOR FOR THE ANNUAL EXAM, JULY 31ST. I GOT A BILL EARLY SEPT FOR THE LAB TESTS. WHATEVER! I'M NOT SUPPOSED TO HAVE A BILL FOR THE LAB. I NEVER HAD OF ALL THE YEARS NO MATTER WHAT THE OUTCOME. BLAH BLAH BLAH. SO I CALL THE DR OFFICE AND TALK TO BILLING AND THEY FORWARD ME TO THE NURSE. I TOLD HER I DID NOT AUTHORIZE FURTHER TESTING OR WAS TOLD ABOUT IT. SHE ACTED LIKE TOUGH, IT'S YOUR PROBLEM NOW. I WAS PISSED. THEN THEY TELL ME AT LEAST WE KNOW IT'S NOT CANCER. HAHA HOW FUNNY. I MEAN I'M FLATTERED THAT THEY THINK THAT I HAVE ALL THIS EXTRA MONEY IN MY ACCOUNT TO PAY A BILL THAT I WAS NEVER TOLD ABOUT. THEY BASICALLY TOLD ME IT WAS "THEIR" POLICY WITH THE LABS TO FURTHER TEST ANYTHING THEY DISAGREE WITH, WITHOUT PATIENT CONSENT. OH REALLY! I TOLD THAT BITCH TO MAKE A HUGE NOTE ON MY CHART I WILL NOT HAVE FURTHER TESTING DONE WITHOUT MY CONSENT APPROVAL! I BASICALLY TOLD HER I WOULD BE GLAD TO PAY FOR HALF OF THE TEST, SINCE SOMEBODY HAD TO WORK ON IT, AND I KNOW MY RESULTS ARE FINE. I'M NOT LOOKING FOR A FREE 2ND TEST. I DO EXPECT THAT I BE TOLD IN ADVANCE THOUGH.THEN TWO WEEKS LATER, I GOT ANOTHER LAB BILL FROM A DIFFERENT LOCATION! WHAT THE HELL! THE NURSE WAS SUPPOSED TO CALL ME BACK LAST MONTH AFTER TALKING WITH MY DOCTOR ABOUT MY CONCERNS. I THINK THAT IS FAIR.

THEN I REMEMBERED THAT THEY WANT ME TO COME BACK FOR A BLOOD TEST ON THE 3RD DAY OF MY PERIOD TO CHECK MY HORMONES, AND LEVELS ETC. I CALLED THE OFFICE AGAIN TO SEE APPROXIMATELY HOW MUCH I'D BE BILLED. I GOT A PACKET OF PAPERS OF LIKE 13 TESTS THEY WILL PERFORM TO CHECK ON MY P.C.O.S. DIAGNOSIS, AND EACH TEST HAS A BILLING CODE. SO I ASKED THE LAB HOW MUCH THEY WOULD BILL. THE GAL FINALLY SICK OF ME ASKING, (HAHAHAHAHA) TOLD ME WHY AM I GETTING MYSELF SO BENT OUT OF SHAPE OF ALL THE COSTS, AND WHY DON'T I HAVE THE TESTS PERFORMED, AND LET THEM BILL MY INSURANCE COMPANY. I TOLD HER I TALKED TO HER LAST MONTH ABOUT THESE SURPRISE LAB BILLS THEY CREATED FOR ME, SO I HAVE THE RIGHT TO ASK WHAT THEY'LL BILL ME AND MY INSURANCE! TAKE THAT BITCH! HAHA. I DID CALL MY INSURANCE COMPANY RIGHT AFTER THAT AND ASKED WHAT PERCENT THEY WOULD PAY AFTER MY DEDUCTIBLE IS MET. WOOHOO, I ONLY HAVE $47 TO MEET MY DEDUCTIBLE, AND THEN THEY'LL KICK IN AT 90% COVERAGE, THEN IF MY HUBBY'S INSURANCE WANTS TO PAY SECONDARY THAT'D BE COOL, IF NOT, I FIGURED I'D PAY ABOUT $34.88 OUT OF MY OWN POCKET. THE BILL WAS TO BE $410 AND A DRAW BLOOD FEE OF LIKE $20. I'M DETERMINED NOT TO BE BURNED LIKE THAT AGAIN. I THINK THAT WAS VERY DECEIVING.

WELL, I'M GONNA TAKE A BREAK FOR NOW, I'VE WRITTEN TOO LONG OF AN ENTRY. IT'S MY DAY OFF, AND TONIGHT MY BOSS IS TAKING US ALL OUT TO DINNER WITH OUR SPOUSES! I'LL HAVE TO WRITE AND TELL YA HOW IT WENT, BUT FOR NOW, HAVE A GOOD DAY. I FEEL SO MUCH BETTER NOW! TEEHEE!

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